INACTIVE - 16 - Combined RnD Biographies

DEBORAH M. HIGGINS
President

I’m Debbie Higgins, the President and Co-Founder of Higgins Capital. I’ve spent more than 38-years working with investors in institutional fixed income trading and investment management. In addition to working with clients, I am the Chief Investment Strategist here at Higgins Capital.

I hold 7 Professional Licenses from the Financial Industry Regulatory Authority (FINRA) and the State of California. The Securities and Exchange Commission (SEC) enforces Federal securities laws through FINRA.

I am the principal management consultant and investment advisor to California local governments. Higgins Capital is certified by the State of California and the Small Business Administration as a Minority Woman Owned Small Business.

I have been recognized as an authority on the investment of taxpayer funds entrusted to local governments. I was appointed, by the California State Treasurer, to serve on the California Debt and Investment Advisory Commission. The Commission established an official guide for the investment of public funds. I am a member of the Investment Advisory Committee for the City of San Diego. I currently serve on the California Municipal Treasurer’s Association Investment Policy Certification Committee.

I believe in giving back to my community. I currently serve as a member of the Finance Committee for the Alliance Healthcare Foundation. I have served as Treasurer on the Boards of the Center for Community Solutions and the San Diego Chapter of the National Association of Women Business Owners. I am a founding member of the Miracle Circle’s Auxiliary for San Diego's Miracle Babies non-profit.

As a career finance professional, mother, wife, sister and daughter, I understand the challenges that all women face. Let’s talk.

Please text me at: (858) 251-1648.

RAYMOND L. HIGGINS
Chief Executive Officer

I’m Ray Higgins, the CEO and Co-Founder of Higgins Capital. I’m a fiduciary Financial Advisor with more than 38-years of experience helping clients.

As a fiduciary I ensure that your interests always come first.

I hold 7 Professional Licenses from the Financial Industry Regulatory Authority (FINRA) and the State of California. The Securities and Exchange Commission (SEC) enforces Federal securities laws through FINRA.In addition to helping clients, I also serve as Corporate Strategist and directs the external relationships of the company.

I’m a graduate of the U.S. Naval Academy where I was a member of the Ocean Racing Team. I served as a Surface Warfare Officer in the Western Pacific, Indian Ocean and the Persian Gulf. I was twice awarded the Navy Humanitarian Medal for rescuing Vietnamese Boat People in the South China Sea.

My father was a career Naval Officer and my mother was a career Registered Nurse. They were devoted to each other and raised me with the  values of good citizenship and treating others as I’d like to be treated.

I’ve been a life-long waterman. Sailing, swimming, surfing are lifelong pursuits.

I’ve been an active member of the San Diego Yacht Club for 30-years where I’ve served on the Race Committee. I’m a member of San Diego Rotary Club and serve as a member of the Finance Committee.

Trust, accountability and transparency are my core values. 

Feel free to text me at: (858) 251-6873.