50s and Up

What Our Clients Say:


"I have known the Higgins for 20 years. They are ethical and moral financial professionals who take care of their clients." - Craig -


If you’re 50 or older you’re beginning the transition into the next phase of your life.



Right now you’re established in your career or your business.

You’re at your peak earning years.

But you know change is coming for you…and it’s coming fast.

Let’s get you a new strategy that’ll keep pace with your active life.

You’ll be doing things your way on your time.

Whether your next step is retirement or a different career, keep your assets working.

These are unusual times and you’ll want our 2-Part Strategy.

That Strategy is built on Growth and Income combined with Opportunity and Risk Management.

Feel free to Text me at: (858) 251-6873. Or call me direct at (858) 204-4268.

Click Here to Contact Us or To Book an Appointment.    Text Ray at: (858) 251-6873

Click Here to Meet Deb and Ray Higgins