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Higgins Capital Management, Inc.

I think it's time to start planning for retirement. Where do I begin?

Retirement Planning Matters!!

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don't even know where to begin.

Here are some suggestions to help you get started.

First, set lifestyle goals for your retirement.
Second, understand and account for basic living expenses.
Third, learn about how you will pay for health insurance until at you will be eligible for Medicare.
Finally, be realistic about how many years of retirement you'll have to fund.

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The information contained in this communication is provided for information purposes and is not a solicitation or offer to buy or sell any securities or related financial instruments in any jurisdiction. Past performance does not guarantee future results.  No offers may be made or accepted from any resident unless Higgins Capital Management, Inc. is registered to transact business in your state of residence.