Privacy Policy - BCP Summary - FINRA Disclosure
Financial Industry Regulatory Authority (FINRA) requires that Higgins Capital (HCM) provides you with the following disclosures.
Much of the information you have provided to us over the course of our professional relationship is non-public, private information. Our staff is periodically trained to respect and protect your privacy by safeguarding and restricting access to this non-public information. Below describes our Privacy Policy in greater detail and the way we treat non-public personal information along with the measures we take to safeguard this information. Please feel free to contact us if you should have any questions pertaining to our policies.
Privacy Policy: Our Commitment to Privacy
Higgins Capital Management is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by Higgins Capital Management. We only disclose information to non affiliated third parties as permitted by law. As you know, we use health and/or financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect or personal information about you is listed below.
• How We Protect Personal Information: We limit employee and agent access information only to those who have a business or professional reason for knowing, and only non affiliated parties as permitted by law. (For example, federal regulations permit us to share a limited amount of information about you with our clearing agents in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant, attorney and other designated professionals.) Higgins Capital Management maintains physical, electronic, and procedural safeguards to protect the security and confidentiality of your information.
• Types of Information We Collect: The categories of non public personal information that we collect from your account applications or other forms, in interviews, or by other means depend upon the scope of the of the client engagement. It will include information about your personal finances and profile (social security number, annual income and net worth, investment experience), information about your health to the extent that it is needed for the planning process (insurance applications), and information about transactions between you and third parties (trading history and account balances).
HCM does not disclose client information and HCM does not reserve the right to disclose information.
HCM’s Business Continuity Plan (BCP) Summary Disclosure Statement is provided in the event of a significant business disruption (SBD) to Higgins Capital’ s operations.
Business Continuity Plan (BCP) Summary Disclosure Statement
HCM is a broker/dealer and investment advisory firm which clears all trades through RBC. In the event of a Significant Business Disruption (SBD) that would render our offices inoperable, we would resume business operations within 4-6 hours at an alternative location utilizing telephone and internet access to communicate with our clients. This BCP is subject to modification and an updated summary will be promptly posted on our website at: Higgins Capital. Clients may request updated written copies by mail. Our emergency phone numbers in the event of an SBD are (858) 204-4268 or (858) 449-7629; please send emails to [email protected] or [email protected]. Clients may access their accounts through RBC at Investor-Connect.com.
FINRA Public Disclosure Program
FINRA Rule 2267 requires that we notify you, in writing, about the availability of an investor brochure that includes information describing the FINRA public disclosure program, BrokerCheck. To obtain a brochure or more information about BrokerCheck, please call the FINRA BrokerCheck Hotline at (800) 289-9999. To get information on a firm or broker, go to www.finra.org, click on FINRA BrokerCheck, and follow the instructions.
Much of the information you have provided to us over the course of our professional relationship is non-public, private information. Our staff is periodically trained to respect and protect your privacy by safeguarding and restricting access to this non-public information. Below describes our Privacy Policy in greater detail and the way we treat non-public personal information along with the measures we take to safeguard this information. Please feel free to contact us if you should have any questions pertaining to our policies.
Privacy Policy: Our Commitment to Privacy
Higgins Capital Management is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by Higgins Capital Management. We only disclose information to non affiliated third parties as permitted by law. As you know, we use health and/or financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect or personal information about you is listed below.
• How We Protect Personal Information: We limit employee and agent access information only to those who have a business or professional reason for knowing, and only non affiliated parties as permitted by law. (For example, federal regulations permit us to share a limited amount of information about you with our clearing agents in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant, attorney and other designated professionals.) Higgins Capital Management maintains physical, electronic, and procedural safeguards to protect the security and confidentiality of your information.
• Types of Information We Collect: The categories of non public personal information that we collect from your account applications or other forms, in interviews, or by other means depend upon the scope of the of the client engagement. It will include information about your personal finances and profile (social security number, annual income and net worth, investment experience), information about your health to the extent that it is needed for the planning process (insurance applications), and information about transactions between you and third parties (trading history and account balances).
HCM does not disclose client information and HCM does not reserve the right to disclose information.
HCM’s Business Continuity Plan (BCP) Summary Disclosure Statement is provided in the event of a significant business disruption (SBD) to Higgins Capital’ s operations.
Business Continuity Plan (BCP) Summary Disclosure Statement
HCM is a broker/dealer and investment advisory firm which clears all trades through RBC. In the event of a Significant Business Disruption (SBD) that would render our offices inoperable, we would resume business operations within 4-6 hours at an alternative location utilizing telephone and internet access to communicate with our clients. This BCP is subject to modification and an updated summary will be promptly posted on our website at: Higgins Capital. Clients may request updated written copies by mail. Our emergency phone numbers in the event of an SBD are (858) 204-4268 or (858) 449-7629; please send emails to [email protected] or [email protected]. Clients may access their accounts through RBC at Investor-Connect.com.
FINRA Public Disclosure Program
FINRA Rule 2267 requires that we notify you, in writing, about the availability of an investor brochure that includes information describing the FINRA public disclosure program, BrokerCheck. To obtain a brochure or more information about BrokerCheck, please call the FINRA BrokerCheck Hotline at (800) 289-9999. To get information on a firm or broker, go to www.finra.org, click on FINRA BrokerCheck, and follow the instructions.