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What Our Clients Say:


"I have known the Higgins for 20 years. They are ethical and moral financial professionals who take care of their clients." - Craig -


There's always opportuntiy somewhere.

We give our clients the opportunity to participate in tactical moves within a strategic framework.






That strategic framework is carefully built around your personal goals and your risk tolerance.

Feel free to Text me at: (858) 251-6873. Or call me direct at (858) 204-4268.

Click Here to Contact Us or To Book an Appointment.    Text Ray at: (858) 251-6873

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