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Higgins Capital Management, Inc.

Annuities and Retirement Planning

You may have heard that IRAs and 401(k)s are the best ways to invest for retirement.

But if you have maxed out your contributions to those accounts and want to save more? An annuity may be an appropriate investment to look into.

An annuity is a tax-deferred insurance contract. There are two phases to an annuity. The accumulation phase when you are funding the annuity.
Then the distribution phase when you are receiving payments from the annuity.

Chances are, you'll start receiving payments after you retire.

Read the full article here.

Understanding your annuity payout options is very important.

An annuity can often be a great addition to your retirement portfolio.

If you think that an annuity is right for you, your next step is to choose the right type of annuity for you.

It pays to shop around for the right annuity.

Learn More About 401k Rollovers and IRA Rollovers

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The information contained in this communication is provided for information purposes and is not a solicitation or offer to buy or sell any securities or related financial instruments in any jurisdiction. Past performance does not guarantee future results.