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Higgins Capital Management, Inc.

Annuities Within IRAs

An annuity is one of the investment options available for your IRA

Why invest your IRA in an annuity?

First, you can take advantage of annuitization , creating a stream of income that is guaranteed to last a set period of time, perhaps through the remainder of your life.

Second, if you put your IRA money into certain variable annuities , you may be able to get a death benefit guarantee. With this guarantee, your beneficiaries are somewhat shielded against downturns in the market that might lower the value of your investment.

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