Retirement Planning

Retirement Your Way

In these uncertain times, it's prudent to review and update your retirement planning and investment strategies to ensure they align with your current financial situation and long-term goals. Whether you're just beginning the process or are on the cusp of retirement, let us help you move forward.

Retirement Planning Process
Navigating your financial future can be complex, but with the right guidance and a clear plan, you can confidently work towards your goals. Break down the process into manageable steps and take control of your financial well-being today. Learn More

401k Rollovers
If you've recently changed jobs or retired, you may be considering what to do with your 401k from your previous employer. Explore your options and discover how a 401k rollover can help you streamline your retirement savings and potentially open up new investment opportunities. Learn More

401k Management Service
Expand your 401k's potential with the Higgins Capital 401k Management Service. Our team of fiduciary experts will manage your 401k according to your unique risk tolerance and retirement goals, while your assets remain safely at your current provider. Learn More

Ultimately, the decision to perform an IRA rollover should consider individual circumstances. You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer-sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care.